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 💻 Data & Technology in KYC/AML – What Banks ACTUALLY Want in 2026 ? 


KYC is no longer just documents. If you only know Excel, you are replaceable.


Here are the tech skills that got me shortlisted for AML, KYC, CDD Roles


📌 PRIORITY 1: Beyond Excel

Advanced Excel, Power Query, Dashboards, VBA basics, Power BI (DAX, Visualizations, Compliance Dashboards)


📌 PRIORITY 2: SQL – Very Valuable

Many AML teams now EXPECT SQL. Learn:

SELECT → What data to pull

JOIN → Connect tables

GROUP BY → Summarize risk

WHERE → Filter high-risk

CASE WHEN → Create risk logic



📌 PRIORITY 3: AI Enabled – Future-Proof Skill

This area is growing RAPIDLY.

→ AI in AML

→ Machine Learning Alert Models

→ False Positive Reduction (90% of alerts are false!)

→ Risk Scoring Models

→ Prompt Engineering for Compliance

 

💡 This combination of AML + AI is still relatively uncommon and can help differentiate you. Which skill are you learning next? 






 


 

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